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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,271 | $154,228-88.8% | $145,433-88.1% | $137,256-87.4% |
| Participation rate | 25.0% | 83.8%-58.8pp | 82.1%-57.1pp | 80.0%-55.0pp |
| Annual return | 43.41% | 74.59%-31.2pp | 66.58%-23.2pp | 220.34%-176.9pp |
| Employer contribution / active EE | $4,487 | $4,804-6.6% | $4,554-1.5% | $4,156+8.0% |
| Participant deferral / active EE | $3,761 | $8,216-54.2% | $7,897-52.4% | $6,407-41.3% |
| Admin fee / account holder | $168,382 | $14,344+1073.9% | $13,129+1182.5% | $12,270+1272.3% |