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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,607 | $160,040-69.0% | $147,096-66.3% | $145,877-66.0% |
| Participation rate | 72.7% | 84.0%-11.3pp | 82.2%-9.5pp | 80.3%-7.6pp |
| Annual return | 17.64% | 98.49%-80.9pp | 419.75%-402.1pp | 551.28%-533.6pp |
| Employer contribution / active EE | $6,012 | $5,289+13.7% | $4,936+21.8% | $4,663+28.9% |
| Participant deferral / active EE | $5,606 | $8,429-33.5% | $8,071-30.5% | $6,691-16.2% |
| Admin fee / account holder | $10,770 | $15,050-28.4% | $13,005-17.2% | $13,402-19.6% |