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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,199 | $148,623-76.3% | $135,974-74.1% | $139,466-74.8% |
| Participation rate | 70.0% | 83.9%-13.9pp | 81.9%-11.9pp | 80.3%-10.3pp |
| Annual return | 18.26% | 79.30%-61.0pp | 68.30%-50.0pp | 373.66%-355.4pp |
| Employer contribution / active EE | $1,748 | $5,246-66.7% | $4,859-64.0% | $4,754-63.2% |
| Participant deferral / active EE | $7,178 | $8,103-11.4% | $7,760-7.5% | $6,712+6.9% |
| Admin fee / account holder | $3,331 | $12,406-73.2% | $10,767-69.1% | $11,409-70.8% |