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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,103 | $160,070+53.7% | $147,117+67.3% | $145,897+68.7% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.2%+5.3pp | 80.3%+7.2pp |
| Annual return | 21.71% | 98.69%-77.0pp | 420.54%-398.8pp | 552.29%-530.6pp |
| Employer contribution / active EE | $12,439 | $5,285+135.4% | $4,932+152.2% | $4,663+166.8% |
| Participant deferral / active EE | $16,236 | $8,419+92.8% | $8,065+101.3% | $6,689+142.7% |
| Admin fee / account holder | $12,545 | $15,035-16.6% | $12,993-3.4% | $13,390-6.3% |