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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,233 | $106,749+185.0% | $145,433+109.2% | $82,448+269.0% |
| Participation rate | 73.3% | 75.6%-2.3pp | 82.1%-8.8pp | 68.1%+5.3pp |
| Annual return | 16.99% | 27.59%-10.6pp | 66.58%-49.6pp | 41.64%-24.7pp |
| Employer contribution / active EE | $11,361 | $3,444+229.8% | $4,554+149.5% | $2,551+345.4% |
| Participant deferral / active EE | $13,828 | $6,519+112.1% | $7,897+75.1% | $4,139+234.1% |
| Admin fee / account holder | $1,757 | $8,390-79.1% | $13,129-86.6% | $7,234-75.7% |