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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,142 | $124,330-4.2% | $109,173+9.1% | $167,536-28.9% |
| Participation rate | 28.6% | 79.5%-50.9pp | 75.9%-47.3pp | 82.1%-53.5pp |
| Annual return | 11.52% | 26.04%-14.5pp | 25.75%-14.2pp | 478.82%-467.3pp |
| Employer contribution / active EE | $797 | $4,209-81.1% | $3,723-78.6% | $4,839-83.5% |
| Participant deferral / active EE | $2,637 | $5,256-49.8% | $4,654-43.3% | $6,342-58.4% |
| Admin fee / account holder | $1,218 | $7,974-84.7% | $6,755-82.0% | $12,315-90.1% |