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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,832 | $107,368-27.5% | $92,915-16.2% | $152,909-49.1% |
| Participation rate | 30.8% | 79.8%-49.0pp | 76.0%-45.2pp | 82.5%-51.7pp |
| Annual return | 21.11% | 145.64%-124.5pp | 109.45%-88.3pp | 345.46%-324.4pp |
| Employer contribution / active EE | $812 | $4,222-80.8% | $3,653-77.8% | $4,764-83.0% |
| Participant deferral / active EE | $2,670 | $4,848-44.9% | $4,238-37.0% | $5,851-54.4% |
| Admin fee / account holder | $752 | $7,082-89.4% | $5,796-87.0% | $11,601-93.5% |