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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,926 | $97,732-43.8% | $83,831-34.5% | $135,380-59.4% |
| Participation rate | 36.4% | 80.0%-43.6pp | 76.1%-39.8pp | 82.6%-46.3pp |
| Annual return | -8.36% | 1287.56%-1295.9pp | 850.99%-859.4pp | 519.81%-528.2pp |
| Employer contribution / active EE | $837 | $4,222-80.2% | $3,631-76.9% | $4,779-82.5% |
| Participant deferral / active EE | $2,390 | $4,683-49.0% | $4,082-41.5% | $5,609-57.4% |
| Admin fee / account holder | $604 | $6,675-91.0% | $5,479-89.0% | $10,828-94.4% |