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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,915 | $106,905+52.4% | $84,020+93.9% | $152,885+6.6% |
| Participation rate | 85.7% | 75.2%+10.5pp | 69.0%+16.7pp | 82.5%+3.3pp |
| Annual return | 22.58% | 105.00%-82.4pp | 71.31%-48.7pp | 345.39%-322.8pp |
| Employer contribution / active EE | $18,454 | $2,735+574.8% | $1,984+830.4% | $4,763+287.4% |
| Participant deferral / active EE | $11,117 | $4,012+177.1% | $3,239+243.2% | $5,851+90.0% |
| Admin fee / account holder | $10,227 | $8,287+23.4% | $6,101+67.6% | $11,598-11.8% |