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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,633 | $95,975+21.5% | $74,549+56.5% | $135,379-13.8% |
| Participation rate | 85.7% | 75.7%+10.1pp | 69.1%+16.6pp | 82.6%+3.1pp |
| Annual return | 1.47% | 56.96%-55.5pp | 32.53%-31.1pp | 519.79%-518.3pp |
| Employer contribution / active EE | $18,310 | $2,716+574.1% | $1,961+833.7% | $4,779+283.1% |
| Participant deferral / active EE | $10,584 | $3,844+175.4% | $3,108+240.5% | $5,609+88.7% |
| Admin fee / account holder | $7,676 | $6,522+17.7% | $5,059+51.7% | $10,828-29.1% |