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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,144 | $99,652+31.6% | $78,778+66.5% | $147,586-11.1% |
| Participation rate | 80.0% | 76.2%+3.8pp | 69.2%+10.8pp | 82.8%-2.8pp |
| Annual return | 17.01% | 47.28%-30.3pp | 35.62%-18.6pp | 578.59%-561.6pp |
| Employer contribution / active EE | $24,649 | $2,796+781.7% | $1,986+1141.4% | $4,876+405.5% |
| Participant deferral / active EE | $13,793 | $3,664+276.5% | $2,958+366.3% | $5,439+153.6% |
| Admin fee / account holder | $9,839 | $7,155+37.5% | $5,134+91.6% | $10,886-9.6% |