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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,989 | $112,935+62.9% | $90,970+102.3% | $158,966+15.7% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 13.77% | 215.79%-202.0pp | 134.58%-120.8pp | 302.95%-289.2pp |
| Employer contribution / active EE | $17,075 | $2,895+489.9% | $2,122+704.5% | $4,762+258.5% |
| Participant deferral / active EE | $11,559 | $4,129+179.9% | $3,373+242.6% | $5,983+93.2% |
| Admin fee / account holder | $7,780 | $8,045-3.3% | $5,960+30.5% | $11,250-30.8% |