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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,581 | $121,341-67.4% | $189,520-79.1% | $79,393-50.1% |
| Participation rate | 97.2% | 86.1%+11.1pp | 87.8%+9.4pp | 70.7%+26.5pp |
| Annual return | 20.04% | 21.08%-1.0pp | 555.25%-535.2pp | 116.87%-96.8pp |
| Employer contribution / active EE | $5,512 | $3,915+40.8% | $6,161-10.5% | $2,428+127.1% |
| Participant deferral / active EE | $7,119 | $6,395+11.3% | $8,220-13.4% | $4,046+76.0% |
| Admin fee / account holder | $3,945 | $651+505.7% | $12,046-67.2% | $627+529.7% |