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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,242 | $109,359-77.8% | $162,177-85.1% | $72,975-66.8% |
| Participation rate | 95.0% | 84.3%+10.7pp | 87.6%+7.4pp | 69.5%+25.5pp |
| Annual return | 85.16% | 25.46%+59.7pp | 115.60%-30.4pp | 81.01%+4.1pp |
| Employer contribution / active EE | $10,574 | $3,907+170.6% | $5,613+88.4% | $2,440+333.4% |
| Participant deferral / active EE | $5,572 | $5,481+1.7% | $7,297-23.6% | $3,608+54.4% |
| Admin fee / account holder | $485 | $7,972-93.9% | $10,843-95.5% | $5,124-90.5% |