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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,646 | $94,529-91.9% | $140,019-94.5% | $64,173-88.1% |
| Participation rate | 78.5% | 84.1%-5.6pp | 87.5%-9.0pp | 69.6%+8.9pp |
| Annual return | -18.34% | 7.77%-26.1pp | 651.17%-669.5pp | 7.63%-26.0pp |
| Employer contribution / active EE | $2,015 | $3,812-47.1% | $5,605-64.0% | $2,381-15.3% |
| Participant deferral / active EE | $5,014 | $5,250-4.5% | $6,927-27.6% | $3,470+44.5% |
| Admin fee / account holder | $545 | $6,741-91.9% | $10,705-94.9% | $4,887-88.8% |