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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,377 | $123,793-72.2% | $177,848-80.7% | $79,856-57.0% |
| Participation rate | 96.8% | 84.7%+12.2pp | 87.7%+9.1pp | 69.6%+27.2pp |
| Annual return | 27.18% | 22.82%+4.4pp | 48.33%-21.2pp | 31.71%-4.5pp |
| Employer contribution / active EE | $6,793 | $4,095+65.9% | $5,919+14.8% | $2,471+174.9% |
| Participant deferral / active EE | $6,311 | $5,956+6.0% | $7,714-18.2% | $3,741+68.7% |
| Admin fee / account holder | $2,669 | $7,243-63.1% | $12,431-78.5% | $5,306-49.7% |