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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,120 | $159,934-51.8% | $147,005-47.5% | $145,959-47.2% |
| Participation rate | 72.7% | 84.0%-11.3pp | 82.2%-9.4pp | 80.3%-7.6pp |
| Annual return | 10.95% | 98.24%-87.3pp | 418.76%-407.8pp | 561.95%-551.0pp |
| Employer contribution / active EE | $3,014 | $5,287-43.0% | $4,934-38.9% | $4,661-35.3% |
| Participant deferral / active EE | $7,559 | $8,427-10.3% | $8,070-6.3% | $6,689+13.0% |
| Admin fee / account holder | $651 | $15,053-95.7% | $13,006-95.0% | $13,398-95.1% |