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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,841 | $157,276-68.9% | $141,177-65.4% | $152,885-68.1% |
| Participation rate | 50.0% | 84.8%-34.8pp | 82.5%-32.5pp | 82.5%-32.5pp |
| Annual return | 19.02% | 64.33%-45.3pp | 71.40%-52.4pp | 345.39%-326.4pp |
| Employer contribution / active EE | $1,720 | $5,262-67.3% | $4,736-63.7% | $4,763-63.9% |
| Participant deferral / active EE | $6,667 | $7,110-6.2% | $6,710-0.6% | $5,851+13.9% |
| Admin fee / account holder | $382 | $12,123-96.8% | $10,263-96.3% | $11,598-96.7% |