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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,906 | $165,381-57.1% | $149,730-52.6% | $158,966-55.4% |
| Participation rate | 33.3% | 84.6%-51.2pp | 82.5%-49.1pp | 82.0%-48.6pp |
| Annual return | 9.82% | 348.29%-338.5pp | 276.70%-266.9pp | 302.95%-293.1pp |
| Employer contribution / active EE | $1,200 | $5,104-76.5% | $4,645-74.2% | $4,762-74.8% |
| Participant deferral / active EE | $4,556 | $7,182-36.6% | $6,843-33.4% | $5,983-23.9% |
| Admin fee / account holder | $540 | $10,809-95.0% | $9,310-94.2% | $11,250-95.2% |