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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,604 | $156,398+16.1% | $147,318+23.3% | $138,895+30.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 12.45% | 78.75%-66.3pp | 70.43%-58.0pp | 145.39%-132.9pp |
| Employer contribution / active EE | $45,606 | $4,853+839.7% | $4,593+893.0% | $4,194+987.3% |
| Participant deferral / active EE | $98,633 | $8,237+1097.4% | $7,906+1147.5% | $6,396+1442.0% |
| Admin fee / account holder | $323,079 | $14,976+2057.4% | $13,708+2256.9% | $12,562+2471.8% |