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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,026 | $82,678+11.3% | $125,391-26.6% | $68,490+34.4% |
| Participation rate | 97.7% | 75.1%+22.7pp | 82.4%+15.3pp | 67.9%+29.8pp |
| Annual return | -13.21% | -5.97%-7.2pp | 572.41%-585.6pp | -7.85%-5.4pp |
| Employer contribution / active EE | $7,425 | $3,382+119.5% | $4,816+54.2% | $2,597+185.9% |
| Participant deferral / active EE | $15,413 | $6,111+152.2% | $7,448+106.9% | $4,028+282.7% |
| Admin fee / account holder | $1,008 | $6,277-84.0% | $10,009-89.9% | $5,403-81.4% |