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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,026 | $82,674+11.3% | $125,363-26.6% | $68,495+34.4% |
| Participation rate | 97.7% | 75.0%+22.7pp | 82.4%+15.4pp | 67.9%+29.8pp |
| Annual return | -13.21% | -5.97%-7.2pp | 572.15%-585.4pp | -7.84%-5.4pp |
| Employer contribution / active EE | $7,425 | $3,382+119.6% | $4,815+54.2% | $2,596+186.0% |
| Participant deferral / active EE | $15,413 | $6,111+152.2% | $7,447+107.0% | $4,028+282.7% |
| Admin fee / account holder | $1,008 | $6,276-83.9% | $10,005-89.9% | $5,403-81.4% |