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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,694 | $102,393+55.0% | $147,041+7.9% | $80,911+96.1% |
| Participation rate | 94.1% | 75.9%+18.3pp | 82.2%+11.9pp | 67.6%+26.5pp |
| Annual return | 21.22% | 134.95%-113.7pp | 419.21%-398.0pp | 35.63%-14.4pp |
| Employer contribution / active EE | $9,507 | $3,715+155.9% | $4,935+92.7% | $2,756+245.0% |
| Participant deferral / active EE | $20,136 | $6,647+202.9% | $8,071+149.5% | $4,297+368.6% |
| Admin fee / account holder | $12,808 | $7,943+61.2% | $13,006-1.5% | $6,935+84.7% |