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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,694 | $102,429+54.9% | $147,096+7.9% | $80,925+96.1% |
| Participation rate | 94.1% | 75.9%+18.3pp | 82.2%+11.9pp | 67.7%+26.5pp |
| Annual return | 21.22% | 135.02%-113.8pp | 419.75%-398.5pp | 35.65%-14.4pp |
| Employer contribution / active EE | $9,507 | $3,716+155.9% | $4,936+92.6% | $2,756+244.9% |
| Participant deferral / active EE | $20,136 | $6,649+202.9% | $8,071+149.5% | $4,299+368.4% |
| Admin fee / account holder | $12,808 | $7,957+61.0% | $13,005-1.5% | $6,940+84.6% |