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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,164 | $93,589+15.6% | $135,942-20.4% | $75,181+43.9% |
| Participation rate | 96.2% | 75.2%+21.0pp | 81.9%+14.3pp | 67.2%+29.0pp |
| Annual return | 22.92% | 30.90%-8.0pp | 68.28%-45.4pp | 160.69%-137.8pp |
| Employer contribution / active EE | $8,276 | $3,537+134.0% | $4,858+70.4% | $2,671+209.9% |
| Participant deferral / active EE | $18,240 | $6,405+184.8% | $7,759+135.1% | $4,126+342.1% |
| Admin fee / account holder | $3,970 | $6,977-43.1% | $10,764-63.1% | $5,650-29.7% |