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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,656 | $83,485-77.7% | $125,192-85.1% | $72,975-74.4% |
| Participation rate | 92.6% | 73.3%+19.3pp | 79.8%+12.8pp | 69.5%+23.1pp |
| Annual return | 17.70% | 25.77%-8.1pp | 43.79%-26.1pp | 81.01%-63.3pp |
| Employer contribution / active EE | $980 | $2,346-58.2% | $3,866-74.6% | $2,440-59.8% |
| Participant deferral / active EE | $2,979 | $3,586-16.9% | $4,937-39.7% | $3,608-17.4% |
| Admin fee / account holder | $4,573 | $5,518-17.1% | $9,704-52.9% | $5,124-10.8% |