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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,049 | $65,704-66.4% | $94,229-76.6% | $59,633-63.0% |
| Participation rate | 90.3% | 72.1%+18.2pp | 78.8%+11.6pp | 68.7%+21.7pp |
| Annual return | 1.12% | 5.22%-4.1pp | 10.68%-9.6pp | 2041.45%-2040.3pp |
| Employer contribution / active EE | $1,403 | $2,021-30.6% | $3,587-60.9% | $2,203-36.3% |
| Participant deferral / active EE | $5,289 | $3,143+68.3% | $4,320+22.4% | $3,192+65.7% |
| Admin fee / account holder | $581 | $4,265-86.4% | $6,269-90.7% | $4,297-86.5% |