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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,287 | $72,404-74.7% | $110,243-83.4% | $64,173-71.5% |
| Participation rate | 92.9% | 73.3%+19.5pp | 79.8%+13.0pp | 69.6%+23.3pp |
| Annual return | 3.19% | -6.29%+9.5pp | 314.76%-311.6pp | 7.63%-4.4pp |
| Employer contribution / active EE | $974 | $2,282-57.3% | $3,827-74.5% | $2,381-59.1% |
| Participant deferral / active EE | $3,195 | $3,469-7.9% | $4,672-31.6% | $3,470-7.9% |
| Admin fee / account holder | $8,368 | $5,664+47.7% | $8,548-2.1% | $4,887+71.2% |