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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,385 | $69,977-75.2% | $108,582-84.0% | $62,881-72.4% |
| Participation rate | 94.7% | 72.9%+21.8pp | 79.6%+15.2pp | 69.3%+25.4pp |
| Annual return | 6.99% | 10.73%-3.7pp | -51.70%+58.7pp | 20.14%-13.2pp |
| Employer contribution / active EE | $1,048 | $2,135-50.9% | $3,758-72.1% | $2,281-54.0% |
| Participant deferral / active EE | $3,736 | $3,165+18.1% | $4,311-13.3% | $3,203+16.7% |
| Admin fee / account holder | $6,228 | $5,076+22.7% | $7,645-18.5% | $4,296+45.0% |