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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 16-1450952 | Recordkeeping | $35,037 |
MONETA GROUP LLC3 years Service code 27 · EIN 20-1903821 | Advisory (Plan) | $33,633 |
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $7,556 |
CHARLES SCHWAB & CO., INC.3 years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,044 | $72,620+47.4% | $90,756+17.9% | $66,930+59.9% |
| Participation rate | 83.8% | 73.7%+10.1pp | 75.7%+8.1pp | 69.8%+14.0pp |
| Annual return | -16.48% | -12.28%-4.2pp | -12.16%-4.3pp | 1.57%-18.1pp |
| Employer contribution / active EE | $2,199 | $2,369-7.2% | $2,922-24.7% | $2,545-13.6% |
| Participant deferral / active EE | $4,750 | $3,979+19.4% | $4,565+4.1% | $4,238+12.1% |
| Admin fee / account holder | $491 | $707-30.7% | $8,445-94.2% | $593-17.3% |