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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 16-1450952 | Recordkeeping | $29,039 |
MONETA GROUP LLC1 year Service code 27 · EIN 20-1903821 | Advisory (Plan) | $27,876 |
Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $5,570 |
Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,366 | $70,917+74.0% | $98,920+24.7% | $73,493+67.9% |
| Participation rate | 87.0% | 73.8%+13.2pp | 76.0%+11.0pp | 70.7%+16.3pp |
| Annual return | 13.20% | 34.18%-21.0pp | 196.47%-183.3pp | 28.51%-15.3pp |
| Employer contribution / active EE | $2,240 | $2,037+10.0% | $2,689-16.7% | $2,270-1.3% |
| Participant deferral / active EE | $4,883 | $3,501+39.5% | $4,245+15.0% | $3,740+30.6% |
| Admin fee / account holder | $470 | $535-12.1% | $6,643-92.9% | $513-8.3% |