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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,908 | $61,660+84.7% | $80,022+42.3% | $64,173+77.5% |
| Participation rate | 87.2% | 71.7%+15.5pp | 75.8%+11.4pp | 69.6%+17.7pp |
| Annual return | -7.59% | -0.33%-7.3pp | 11.22%-18.8pp | 7.63%-15.2pp |
| Employer contribution / active EE | $1,468 | $1,810-18.9% | $2,468-40.5% | $2,381-38.3% |
| Participant deferral / active EE | $4,248 | $2,968+43.2% | $3,686+15.3% | $3,470+22.4% |
| Admin fee / account holder | $4,321 | $5,417-20.2% | $6,521-33.7% | $4,887-11.6% |