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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,016 | $66,319+68.9% | $93,614+19.7% | $65,185+71.8% |
| Participation rate | 87.0% | 74.0%+12.9pp | 75.8%+11.1pp | 70.2%+16.8pp |
| Annual return | 20.22% | 42.59%-22.4pp | 32.76%-12.5pp | 29.38%-9.2pp |
| Employer contribution / active EE | $1,854 | $2,013-7.9% | $2,718-31.8% | $2,177-14.8% |
| Participant deferral / active EE | $3,949 | $3,343+18.1% | $4,069-3.0% | $3,514+12.4% |
| Admin fee / account holder | $6,040 | $6,900-12.5% | $7,889-23.4% | $847+612.9% |