Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
SPECTRUM INVESTMENT ADVISORS6+ years Service code 16 · EIN 39-1828175 | Consulting | $36,418 |
Service code 15 · EIN 13-3689044 | Recordkeeping | $27,434 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,499 | $65,437-18.2% | $86,698-38.3% | $66,949-20.1% |
| Participation rate | 95.9% | 75.5%+20.4pp | 76.6%+19.3pp | 69.8%+26.0pp |
| Annual return | -16.74% | -10.91%-5.8pp | 35.96%-52.7pp | 1.57%-18.3pp |
| Employer contribution / active EE | $1,177 | $2,154-45.3% | $2,837-58.5% | $2,545-53.7% |
| Participant deferral / active EE | $3,129 | $4,102-23.7% | $4,656-32.8% | $4,239-26.2% |
| Admin fee / account holder | $318 | $642-50.5% | $7,492-95.8% | $594-46.5% |