See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 9-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
SPECTRUM INVESTMENT ADVISORS7+ years Service code 16 · EIN 39-1828175 | Consulting | $34,448 |
Service code 15 · EIN 13-3689044 | Recordkeeping | $26,748 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,621 | $76,050-15.0% | $96,544-33.1% | $71,457-9.6% |
| Participation rate | 96.4% | 74.4%+22.0pp | 76.0%+20.5pp | 67.9%+28.5pp |
| Annual return | 18.64% | 22.81%-4.2pp | 25.84%-7.2pp | 28.85%-10.2pp |
| Employer contribution / active EE | $1,195 | $2,244-46.7% | $2,965-59.7% | $2,588-53.8% |
| Participant deferral / active EE | $3,522 | $4,215-16.4% | $4,851-27.4% | $4,289-17.9% |
| Admin fee / account holder | $309 | $2,707-88.6% | $8,252-96.3% | $1,587-80.5% |