See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 9-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
SPECTRUM INVESTMENT ADVISORS8+ years Service code 16 · EIN 39-1828175 | Consulting | $40,990 |
Service code 15 · EIN 13-3689044 | Recordkeeping | $33,681 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,963 | $79,171-6.6% | $102,423-27.8% | $74,495-0.7% |
| Participation rate | 97.4% | 74.8%+22.6pp | 76.5%+20.9pp | 67.2%+30.2pp |
| Annual return | 14.15% | 54.93%-40.8pp | 29.32%-15.2pp | 1364.94%-1350.8pp |
| Employer contribution / active EE | $1,462 | $2,362-38.1% | $3,023-51.6% | $2,623-44.2% |
| Participant deferral / active EE | $4,013 | $4,415-9.1% | $5,053-20.6% | $4,346-7.7% |
| Admin fee / account holder | $380 | $2,001-81.0% | $9,451-96.0% | $1,942-80.4% |