Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
SPECTRUM INVESTMENT ADVISORS4+ years Service code 27 · EIN 39-1828175 | Advisory (Plan) | $32,382 |
Service code 15 · EIN 13-3689044 | Recordkeeping | $24,417 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,062 | $73,638-17.1% | $95,964-36.4% | $73,497-16.9% |
| Participation rate | 90.4% | 76.2%+14.2pp | 77.1%+13.3pp | 70.7%+19.7pp |
| Annual return | 13.34% | 16.78%-3.4pp | 91.64%-78.3pp | 28.51%-15.2pp |
| Employer contribution / active EE | $601 | $1,863-67.7% | $2,541-76.4% | $2,270-73.5% |
| Participant deferral / active EE | $2,662 | $3,617-26.4% | $4,167-36.1% | $3,740-28.8% |
| Admin fee / account holder | $289 | $482-40.1% | $6,797-95.8% | $513-43.7% |