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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,973 | $109,863-77.3% | $98,477-74.6% | $167,518-85.1% |
| Participation rate | 47.6% | 75.8%-28.2pp | 73.3%-25.7pp | 82.1%-34.5pp |
| Annual return | 26.93% | 1958.09%-1931.2pp | 1493.59%-1466.7pp | 478.71%-451.8pp |
| Employer contribution / active EE | $1,543 | $3,225-52.1% | $2,961-47.9% | $4,838-68.1% |
| Participant deferral / active EE | $2,252 | $4,673-51.8% | $4,276-47.3% | $6,342-64.5% |
| Admin fee / account holder | $468 | $6,755-93.1% | $5,951-92.1% | $12,312-96.2% |