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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,649 | $100,938-86.5% | $90,461-84.9% | $158,982-91.4% |
| Participation rate | 60.0% | 75.0%-15.0pp | 72.7%-12.7pp | 82.0%-22.0pp |
| Annual return | 28.47% | 1727.20%-1698.7pp | 1294.76%-1266.3pp | 302.99%-274.5pp |
| Employer contribution / active EE | $1,263 | $3,691-65.8% | $3,264-61.3% | $4,763-73.5% |
| Participant deferral / active EE | $1,990 | $4,350-54.3% | $3,964-49.8% | $5,983-66.7% |
| Admin fee / account holder | $312 | $6,510-95.2% | $5,617-94.4% | $11,252-97.2% |