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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,320 | $103,008-89.0% | $90,304-87.5% | $152,897-92.6% |
| Participation rate | 50.0% | 75.9%-25.9pp | 73.3%-23.3pp | 82.5%-32.5pp |
| Annual return | 44.06% | 95.22%-51.2pp | 78.13%-34.1pp | 345.43%-301.4pp |
| Employer contribution / active EE | $1,470 | $3,139-53.2% | $2,855-48.5% | $4,764-69.1% |
| Participant deferral / active EE | $2,475 | $4,281-42.2% | $3,885-36.3% | $5,851-57.7% |
| Admin fee / account holder | $1,591 | $6,175-74.2% | $5,354-70.3% | $11,599-86.3% |