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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,783 | $92,743-72.2% | $82,744-68.8% | $134,532-80.8% |
| Participation rate | 43.5% | 75.2%-31.7pp | 72.6%-29.1pp | 81.2%-37.8pp |
| Annual return | -18.61% | 946.63%-965.2pp | 702.22%-720.8pp | 418.27%-436.9pp |
| Employer contribution / active EE | $1,705 | $3,273-47.9% | $3,008-43.3% | $4,741-64.0% |
| Participant deferral / active EE | $2,576 | $4,802-46.4% | $4,395-41.4% | $6,401-59.8% |
| Admin fee / account holder | $575 | $5,977-90.4% | $5,325-89.2% | $11,429-95.0% |