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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,851 | $150,346-41.6% | $120,524-27.1% | $145,877-39.8% |
| Participation rate | 100.0% | 78.8%+21.2pp | 71.9%+28.1pp | 80.3%+19.7pp |
| Annual return | 15.00% | 154.40%-139.4pp | 107.36%-92.4pp | 551.28%-536.3pp |
| Employer contribution / active EE | $8,064 | $4,353+85.3% | $3,469+132.5% | $4,663+72.9% |
| Participant deferral / active EE | $4,098 | $6,172-33.6% | $4,994-17.9% | $6,691-38.8% |
| Admin fee / account holder | $721 | $12,215-94.1% | $9,440-92.4% | $13,402-94.6% |