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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,716 | $149,778-22.7% | $118,946-2.7% | $158,966-27.2% |
| Participation rate | 100.0% | 82.1%+17.9pp | 75.4%+24.6pp | 82.0%+18.0pp |
| Annual return | 16.68% | 19.95%-3.3pp | 35.89%-19.2pp | 302.95%-286.3pp |
| Employer contribution / active EE | $14,980 | $4,117+263.9% | $3,263+359.0% | $4,762+214.5% |
| Participant deferral / active EE | $5,372 | $5,225+2.8% | $4,266+25.9% | $5,983-10.2% |
| Admin fee / account holder | $1,224 | $8,604-85.8% | $6,581-81.4% | $11,250-89.1% |