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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,470 | $142,430-64.6% | $115,170-56.2% | $152,885-67.0% |
| Participation rate | 100.0% | 82.4%+17.6pp | 75.9%+24.1pp | 82.5%+17.5pp |
| Annual return | 19.00% | 41.48%-22.5pp | 35.60%-16.6pp | 345.39%-326.4pp |
| Employer contribution / active EE | $8,946 | $4,011+123.0% | $3,179+181.4% | $4,763+87.8% |
| Participant deferral / active EE | $4,505 | $5,165-12.8% | $4,169+8.1% | $5,851-23.0% |
| Admin fee / account holder | $2,120 | $8,464-75.0% | $7,089-70.1% | $11,598-81.7% |