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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,987 | $85,766-3.2% | $136,298-39.1% | $70,126+18.3% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 26.38% | 31.46%-5.1pp | 5156.27%-5129.9pp | 73.15%-46.8pp |
| Employer contribution / active EE | $3,414 | $2,966+15.1% | $4,696-27.3% | $2,343+45.8% |
| Participant deferral / active EE | $7,450 | $5,051+47.5% | $6,247+19.2% | $3,332+123.6% |
| Admin fee / account holder | $1,250 | $5,421-76.9% | $9,244-86.5% | $4,645-73.1% |