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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,782 | $105,200+45.2% | $159,474-4.2% | $85,847+78.0% |
| Participation rate | 87.9% | 75.8%+12.1pp | 82.8%+5.0pp | 69.3%+18.6pp |
| Annual return | 11.57% | 45.08%-33.5pp | 263.68%-252.1pp | 318.61%-307.0pp |
| Employer contribution / active EE | $3,037 | $3,319-8.5% | $4,831-37.1% | $2,565+18.4% |
| Participant deferral / active EE | $7,752 | $5,946+30.4% | $7,353+5.4% | $3,952+96.2% |
| Admin fee / account holder | $14,552 | $6,934+109.9% | $10,802+34.7% | $6,261+132.4% |