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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,862 | $102,429+147.8% | $147,096+72.6% | $80,925+213.7% |
| Participation rate | 81.5% | 75.9%+5.6pp | 82.2%-0.7pp | 67.7%+13.8pp |
| Annual return | 16.20% | 135.02%-118.8pp | 419.75%-403.5pp | 35.65%-19.4pp |
| Employer contribution / active EE | $3,336 | $3,716-10.2% | $4,936-32.4% | $2,756+21.0% |
| Participant deferral / active EE | $9,972 | $6,649+50.0% | $8,071+23.6% | $4,299+132.0% |
| Admin fee / account holder | $22,125 | $7,957+178.1% | $13,005+70.1% | $6,940+218.8% |