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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,302 | $77,817-4.5% | $123,553-39.9% | $64,173+15.8% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | -8.93% | 12.49%-21.4pp | 119.21%-128.1pp | 7.63%-16.6pp |
| Employer contribution / active EE | $2,782 | $3,014-7.7% | $4,628-39.9% | $2,381+16.8% |
| Participant deferral / active EE | $6,160 | $5,240+17.6% | $6,426-4.1% | $3,470+77.5% |
| Admin fee / account holder | $1,234 | $5,519-77.6% | $9,284-86.7% | $4,887-74.8% |