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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,659 | $121,701-45.2% | $104,639-36.3% | $158,982-58.1% |
| Participation rate | 77.8% | 77.5%+0.2pp | 74.1%+3.7pp | 82.0%-4.2pp |
| Annual return | 13.43% | 465.72%-452.3pp | 340.67%-327.2pp | 302.99%-289.6pp |
| Employer contribution / active EE | $0 | $3,165-100.0% | $2,682-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $5,294 | $4,176+26.8% | $3,738+41.6% | $5,983-11.5% |
| Admin fee / account holder | $9,285 | $7,778+19.4% | $6,465+43.6% | $11,252-17.5% |