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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,659 | $121,637-45.2% | $104,605-36.3% | $158,931-58.1% |
| Participation rate | 77.8% | 77.5%+0.3pp | 74.1%+3.7pp | 82.0%-4.2pp |
| Annual return | 13.43% | 465.32%-451.9pp | 340.46%-327.0pp | 302.86%-289.4pp |
| Employer contribution / active EE | $0 | $3,163-100.0% | $2,681-100.0% | $4,761-100.0% |
| Participant deferral / active EE | $5,294 | $4,177+26.7% | $3,739+41.6% | $5,982-11.5% |
| Admin fee / account holder | $9,285 | $7,788+19.2% | $6,473+43.4% | $11,247-17.4% |