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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,817 | $110,303-54.8% | $95,759-48.0% | $139,487-64.3% |
| Participation rate | 88.9% | 75.7%+13.1pp | 72.3%+16.6pp | 80.3%+8.6pp |
| Annual return | 16.59% | 27.19%-10.6pp | 28.42%-11.8pp | 373.84%-357.2pp |
| Employer contribution / active EE | $0 | $3,261-100.0% | $2,836-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $3,493 | $4,674-25.3% | $4,244-17.7% | $6,713-48.0% |
| Admin fee / account holder | $1,158 | $6,615-82.5% | $5,678-79.6% | $11,407-89.8% |