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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,179 | $117,444-73.5% | $99,479-68.7% | $152,909-79.6% |
| Participation rate | 72.7% | 77.5%-4.8pp | 73.8%-1.1pp | 82.5%-9.7pp |
| Annual return | 36.56% | 31.87%+4.7pp | 30.72%+5.8pp | 345.46%-308.9pp |
| Employer contribution / active EE | $0 | $3,014-100.0% | $2,540-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $3,371 | $4,086-17.5% | $3,619-6.9% | $5,851-42.4% |
| Admin fee / account holder | $1,038 | $7,635-86.4% | $6,253-83.4% | $11,601-91.1% |