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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,609 | $132,099+17.0% | $115,599+33.7% | $138,895+11.3% |
| Participation rate | 57.1% | 77.9%-20.7pp | 74.3%-17.1pp | 79.9%-22.8pp |
| Annual return | 15.57% | 176.76%-161.2pp | 111.10%-95.5pp | 145.39%-129.8pp |
| Employer contribution / active EE | $1,643 | $3,416-51.9% | $2,955-44.4% | $4,194-60.8% |
| Participant deferral / active EE | $7,454 | $5,617+32.7% | $4,889+52.4% | $6,396+16.5% |
| Admin fee / account holder | $0 | $15,650-100.0% | $12,841-100.0% | $12,562-100.0% |