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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,436 | $118,496-37.2% | $98,461-24.4% | $139,466-46.6% |
| Participation rate | 83.3% | 77.5%+5.9pp | 75.2%+8.2pp | 80.3%+3.0pp |
| Annual return | 57.74% | 18.96%+38.8pp | 21.17%+36.6pp | 373.66%-315.9pp |
| Employer contribution / active EE | $1,931 | $3,611-46.5% | $3,049-36.7% | $4,754-59.4% |
| Participant deferral / active EE | $7,815 | $5,393+44.9% | $4,738+64.9% | $6,712+16.4% |
| Admin fee / account holder | $4,633 | $14,056-67.0% | $8,961-48.3% | $11,409-59.4% |